Insurance News from Trades Cover Insurance

Trades Cover Insurance is pleased to present the latest financial news headlines.

To read an entire news item, simply click on the headline.

News items on this page are prepared by our editorial team as summaries of publicly available news reports and official announcements. See linked news sources where available. The following news items are for informational purposes only and are not independent journalism.

Insurance News

Why Insurance Pricing Scrutiny Matters for Tradies

16 Sep 2026: Paige Estritori

Fresh regulatory attention on insurance pricing practices is a timely reminder for Australian tradies to look past the headline premium and check whether the policy they are paying for still matches what was promised. ASIC has again put insurers on notice over the need for fair, accurate and well-controlled pricing systems, particularly where customers are told they will receive discounts, loyalty benefits or other premium adjustments. - read more

Why NSW Levy Reform Matters for Trade Businesses

09 Sep 2026: Paige Estritori

A fresh push to reform how NSW funds emergency services has put insurance affordability back in the spotlight, especially for small businesses that already feel every increase at renewal time. The issue centres on the Emergency Services Levy, which is applied through many insurance policies and has long been criticised by parts of the insurance sector as a disincentive to maintaining adequate cover. - read more

Cyclone Insurance Review Puts Northern Tradie Risks in Focus

02 Sep 2026: Paige Estritori

A fresh review of Australia’s cyclone reinsurance pool has put insurance access and affordability back in the spotlight for communities and small businesses across northern Australia. The pool was designed to reduce pressure on premiums for cyclone and cyclone-related flood damage by giving insurers access to government-backed reinsurance. - read more

What Stronger Insurer Results Mean for Tradies at Renewal Time

26 Aug 2026: Paige Estritori

APRA’s latest general insurance statistics point to a sector that is in a stronger financial position than it was during the worst of recent inflation, repair-cost and catastrophe pressures. For Australian tradies, that sounds positive at first glance: a well-capitalised insurance market is better placed to pay claims, support recovery after major loss events and keep products available across higher-risk occupations and regions. - read more

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The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

Trades Insurance Articles

Protecting Your Trade Business: The Importance of Insurance as You Grow

Trade businesses in Australia are experiencing a dynamic evolution. As the demand for skilled tradespeople increases, many tradies find themselves expanding their operations to meet the needs of a growing market. This growth is exciting and presents numerous opportunities for increased revenue and business presence. - read more

How to Protect Your Tools and Equipment with the Right Insurance

For tradies across Australia, tools and equipment are vital to their daily operations. Imagine waking up to find that your essential tools have been damaged or stolen. The financial impact can be significant, affecting not only your ability to work but also your potential earnings. - read more

Common exclusions, limits and conditions in trades insurance policies

Trades insurance can help protect a trade business from liability claims, tool theft, work vehicle damage, income interruption and other risks, but cover depends on the policy wording. Understanding exclusions, limits, sublimits, excesses and policy conditions can help tradies compare options more carefully and avoid assumptions about what is covered. - read more

Commercial vehicle insurance for tradies: utes, vans, trailers and work vehicles

Commercial vehicle insurance can help tradies manage risks linked to utes, vans, trailers and other work vehicles used for business. This guide explains how business-use vehicle cover works, what it may include, what to check before buying a policy and how it fits with tools and broader trades insurance. - read more

Knowledgebase

Grace Period:
A time period after the premium is due during which an insurance policy remains in force even if the premium has not yet been paid.

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